The Healthy Way to Bank®

We’re HealthCare Associates Credit Union (HACU, for short). We offer all the services of a bank and exist solely to benefit our member-owners, that's you, and our community.

Open An Account

Joining is Easy

Are you eligible to join? In addition to our Select Employer Group and community charter, you can also join when you make a small donation to Credit Unions for Kids, benefiting Childrens Miracle Network Hospitals.

Helping You Bank Healthy^®

Low rate credit cards ❯

Low Rates, Big Savings!

Swipe smarter with our low rate credit card. With a rate as low as 9.90% APR¹, you can save on everyday purchases and balance transfers.

Explore credit cards ❯

Double Reward Points ❯

Earn 2X the points on ALL your purchases!

For the rest of the year, HACU debit and credit card holders can earn double points on all purchases.

Maximize your rewards ❯

4.50% APY on Free Checking* ❯

Earn 4.50% APY* with Totally Free Checking

Earn even more with our Totally Free Checking account for the rest of 2024. Offer ends 12/31/24.

Start Earning ❯

Loan & Deposit Rates

Loan rates | Deposit rates

View All Loan Rates

CHECKING
*% as high as

APY4.50%*

AUTO LOANS
*% as low as

APR5.24%*

CERTIFICATES
*% as high as

APY3.50%*

HOME EQUITY
*% as low as

APR6.54%*

CREDIT CARDS
*% as low as

APR9.90%*

PERSONAL LOANS
*% as low as

APR9.90%*

HACU Branches & ATMs

Find a Branch or ATM Near You

Find a Branch or ATM near You with the following search criteria:

Surcharge-Free ATMs
HACU Branches

Deposit Taking ATMs
Shared Branches

Zip Code

Helping You Reach Your Financial Goals

No-cost financial education
& counseling services

Confidential money management counseling
Credit report review
Money personality analysis
Financial articles, courses, calculators & quizzes

Explore Enrich ❯

What's new with HACU

View All News ❯

Naperville Branch Update

We’re making some changes to better serve you! Starting January 2, 2025, operations at our Naperville branch will relocate to our Winfield location.

Learn More
7 Travel Tips for a Happy Holiday and a Happy Budget

The holiday season is coming up, and for many that means… travel! Whether it’s a vacation destination or a trip to see family, ‘tis the season of road...

Learn More

What Our Members Are Saying

View All Testimonials ❯

❛❛

I had one of the best experiences I have had in a very long time. Rachel answered all my questions and helped me through the process of applying. She was very patient, positive and professional. Her follow up has been great and helpful!!

Irene

❛❛

I am 18 years old and was looking for a low interest car rate, and once I looked into HACU, I did not look back. I got approved for a healthy loan for 6% and am very happy with my purchase and with the loan I received. This could not have happened without the kind and lovely associate, Amber. Amber was very nice and compassionate throughout the entire process and made everything easy and fast for me. Thank you so much!

Tommy

❛❛

Gaby went above and beyond in assisting me to open a new account. She informed me of banking needs I knew nothing of. She was so so patient with me. The knowledge she has is incredible. Thank you so much for your help. Gaby couldn’t have done it without you.

Lenore

❛❛

Jennifer went above and beyond helping me. She even followed up with me with a call back. Explaining more saving options. Great service!

Kenny

About HACU

Helping you achieve your financial goals, one solution at a time.

As a credit union we offer all the services of a bank and exist solely to benefit our member-owners, that's you, and our community. This allows us to offer rates of savings that surpass market standards, loan rates that are below average, and loan underwriting policies that are more flexible.

We're committed to helping all of our members bank healthy.

OPEN AN ACCOUNT