The Healthy Way to Bank

The Healthy Way to Bank®

We’re HealthCare Associates Credit Union (HACU, for short). We offer all the services of a bank and exist solely to benefit our member-owners, that's you, and our community.

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Joining is Easy

Are you eligible to join? In addition to our Select Employer Group and community charter, you can also join when you make a small donation to Credit Unions for Kids, benefiting Childrens Miracle Network Hospitals.

Helping You Bank Healthy^®

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Home Equity ❯

You Have Ideas. We Have Options.

With a home equity loan, you can cover any expense - big or small, without disrupting the low rate of your first mortgage.

Home Equity ❯

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About us ❯

45 Years & Counting

We’ve been helping our members bank healthy since 1979. Thank you for helping us reach this milestone.

About us ❯

Reward categories ❯

Earn Double the Points

Enjoy Double Reward Points when you use your HACU Credit and Debit/Check Cards at Home Improvement stores and more.

REWARD CATEGORIES ❯

Open a CD ❯

Take Your Savings to New Heights

Our 2-Year Certificate or IRA comes with a great rate of 5.00% APY* and the peace of mind that your savings is safe with us.

Open a CD ❯

Loan & Deposit Rates

Loan rates | Deposit rates

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CHECKING
*% as high as

APY3.00%*

AUTO LOANS
*% as low as

APR5.69%*

CERTIFICATES
*% as high as

APY5.00%*

HOME EQUITY
*% as low as

APR6.99%*

CREDIT CARDS
*% as low as

APR9.90%*

PERSONAL LOANS
*% as low as

APR9.90%*

HACU Branches & ATMs

Find a Branch or ATM Near You

Find a Branch or ATM near You with the following search criteria:

Surcharge-Free ATMs
HACU Branches

Deposit Taking ATMs
Shared Branches

Zip Code

Helping You Reach Your Financial Goals

No-cost financial education
& counseling services

Confidential money management counseling
Credit report review
Money personality analysis
Financial articles, courses, calculators & quizzes

Explore Enrich ❯

What's new with HACU

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Take the Money Personality Test

Take our quick assessment and receive a free analysis of your money personality.

Learn More
How to Make a Financial Plan and Stick to It

A financial plan helps you understand where you’re at, as well as have clear goals for where you want to be and steps to take to achieve them

Learn More

What Our Members Are Saying

View All Testimonials ❯

❛❛

Jennifer went above and beyond helping me. She even followed up with me with a call back. Explaining more saving options. Great service!

Kenny

❛❛

I had one of the best experiences I have had in a very long time. Rachel answered all my questions and helped me through the process of applying. She was very patient, positive and professional. Her follow up has been great and helpful!!

Irene

❛❛

I am 18 years old and was looking for a low interest car rate, and once I looked into HACU, I did not look back. I got approved for a healthy loan for 6% and am very happy with my purchase and with the loan I received. This could not have happened without the kind and lovely associate, Amber. Amber was very nice and compassionate throughout the entire process and made everything easy and fast for me. Thank you so much!

Tommy

❛❛

Gaby went above and beyond in assisting me to open a new account. She informed me of banking needs I knew nothing of. She was so so patient with me. The knowledge she has is incredible. Thank you so much for your help. Gaby couldn’t have done it without you.

Lenore

❛❛

Virginia was very patient with me and answered every question that I had. She suggested actions for me to follow-up if I were not satisfied with the outcome. She gave me the sense that all the member representatives work together to provide excellent service!

Mystery Shopper

❛❛

The care and attentiveness from Sylvia was superb. I explained my situation and she not only gave me the different pamphlets to assist me, but empathized by letting me know she had been in the same situation. She went over everything with full detail, including the name of the person I would need to reach. I truly felt like she cared.

Mystery Shopper

❛❛

Joanie used my name when greeting me, which I appreciated.

Mystery Shopper

❛❛

Thank you so much for the great & happy surprise I received on Thursday, Oct. 9th. Your meeting with me at my place of employment was as much fun as being the winner of your Bill Pay contest! I also enjoy the site as it has simplified my busy life these days. I have passed on the promos you sent my way and so many have sent congrats my way also! Thank you.

Diane Smagala

About HACU

Helping you achieve your financial goals, one solution at a time.

As a credit union we offer all the services of a bank and exist solely to benefit our member-owners, that's you, and our community. This allows us to offer rates of savings that surpass market standards, loan rates that are below average, and loan underwriting policies that are more flexible.

We're committed to helping all of our members bank healthy.

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