News And Updates | Chicago IL Credit Union Financial Tips

Strategies for Achieving Financial Wellness

If you want to excel in your profession, you can’t just show up and hope for the best. You must put in the effort to learn new skills. It is the same with financial wellness. There is a set of skills to learn and practice over the course of your life that include learning your mindset and behaviors. This involves confronting your fears about finances and identifying and correcting misconceptions. And, of course, you must know how to reach out for help from others when you need it.

How to Save for the Unexpected

We’ve all felt that dreaded feeling before—when the car unexpectedly dies or you discover that there is a leak in the house that needs to be fixed immediately. Any expense that you aren’t prepared for is always a challenge. It’s money you didn’t intend to spend and perhaps don’t even have to spend!

HACU Headquarters Relocation Announcement

HealthCare Associates Credit Union® Announces Headquarters Relocation to Enhance Operations and Member Support

Save S.M.A.R.T. Webinar - April 16, 2025

Join us in celebrating Financial Literacy Month as we explore ways to save smarter to reach your financial goals. Whether you're planning for a big purchase, building an emergency fund, or setting long-term financial goals, this session will provide you with things to consider, and practical strategies to help you succeed.

Annual Board Meeting Notice - February 26, 2025

All HACU members are invited to join our Annual Board Meeting! Location: IHA Conference Rooms C, D, & E Date: Wednesday, February 26, 2025 Time: 9:00am

Creating a Healthy Budget Workshop - February 5, 2025

Take control of your finances and set yourself up for success! In this interactive workshop, we’ll explore practical strategies to create a sustainable budget tailored to your lifestyle and goals. This is not a lecture – it’s a hands-on session where you’ll actively work on building a budget that works for you. Bring your questions, challenges, and real-life scenarios to discuss with our subject matter expert and fellow participants.

Naperville Branch Update

We’re making some changes to better serve you! Starting January 2, 2025, operations at our Naperville branch will relocate to our Winfield location.

7 Travel Tips for a Happy Holiday and a Happy Budget

The holiday season is coming up, and for many that means… travel! Whether it’s a vacation destination or a trip to see family, ‘tis the season of road trips, plane rides, and unfortunately, empty wallets. The experience of travel is by far one of my favorite aspects of life, but traveling can also be expensive, especially during this festive time.

A Holiday Saving Poem: Gearing up for Gift Shopping

Studies show that the more you interact with a brand, store employee or physical object, the more likely you will be to purchase. From design layouts featuring inconvenient shopping paths to having an overly friendly greeter record the time you stay in the store (watch for the stopwatches), retailers are doing everything to keep your wallet in the right proximity.

AAPI Family Bonds: Balancing Community Strengths and Financial Strains

If you’re an Asian American Pacific Islander (AAPI), you’re probably familiar with the idea of children caring for (and funding) their aging parents. It’s a stereotype for a reason: it happens—a lot. Sometimes, it happens because families can’t or don’t save enough to retire. Other times, it’s a cultural expectation linked to the idea of filial piety.

Take the Money Personality Test

Take our quick assessment and receive a free analysis of your money personality.

How to Make a Financial Plan and Stick to It

A financial plan helps you understand where you’re at, as well as have clear goals for where you want to be and steps to take to achieve them

Employee Stock Purchase Plans Explained

There are many different ways employers can reward their employees using the company’s shares. One popular way is through an employee stock purchase plan (ESPP). Let’s take a closer look at how it works and the potential benefits it can offer employees.

Breaking Down Restricted Stock: RSAs vs. RSUs

Stock compensation can be a valuable tool for employees who are eligible to receive them. Companies issue these awards for reasons such as retaining key talent or aligning employee compensation with management’s goals. Whatever the reason for the compensation, knowing the type of award and its impact on your overall financial picture is important.

Selling Your Home: The Basics

For most of us, selling our home is a significant event demanding considerable attention and effort. It's a major milestone that can bring up a lot of emotions. Whether we are moving for work, upgrading to a bigger place, or downsizing to enjoy retirement, it's important to understand the home-selling process. Knowing the ins and outs can help us achieve our goals and avoid common mistakes.