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What Is Business Succession Planning?

As a business owner, deciding what happens to your business after you’re gone is one of the most important parts of preserving your legacy. This decision can not only affect the future of the company you've worked hard to build but also impact the livelihoods of your employees and the well-being of your family.

Phone Number Spoofing Scam

Phone spoofing is a technique used by scam artists to falsify or “spoof” their caller ID information. Phone number spoofing causes the Caller ID to display a phone number or other information to make it look like calls are from a different person or business. While the caller’s information may appear local, very often the calls are placed by scam artists located outside of the state or country.

5-Ways to Stay Safe from Scams

Discover five crucial strategies to protect yourself from scams in this informative article. Learn the importance of maintaining secure passwords, trusting your instincts when faced with unusual payment requests, and exercising caution with suspicious emails. Take your time in financial transactions, ask clarifying questions, and be wary of high-pressure tactics.

Start the New Year Off Right: Achieving Financial Freedom

The new year is a perfect time to reflect on your spending and money habits. Just a few small tweaks can make the difference between an early retirement, your ability to switch careers, travel the world, or otherwise achieve the financial freedom you desire.

Watch Out for Seasonal Scams

The holidays are supposed to be fun—they usually involve spending time with your loved ones, enjoying good food, and great company. Unfortunately, though, criminals never rest, even on holidays. To save yourself the grief of dealing with these fraudsters, we'll look at the top eight scams that crawl out of the woodwork during the holidays, so you can learn how to protect yourself.

Securing Your Future: Working With a Retirement Plan Advisor

Retirement planning is an important aspect of financial security. It involves saving money for retirement, investing for the long term, and reaching a point where you're financially independent. For many individuals, saving for retirement is done through an employer-sponsored retirement plan, such as a 401(k), 403(b), or 457 plan.

NIL and Beyond: Long-Term Financial Planning for Student Athletes

Student athletes today have more opportunities than ever to leverage their personal brand. This includes using their name, image, and likeness (NIL) to secure sponsorships and explore career prospects. But while pursuing a professional sports career may be the dream, having a long-term financial plan that extends beyond the playing field is essential.

Bridging the Gap: College Funding Alternatives

When it comes to pursuing a college degree, utilizing financial aid is a reality and a necessity for many. Completing the Free Application for Federal Student Aid (FAFSA) is one of the first steps in the process of receiving financial aid. This application helps determine how much financial assistance is available through federal student loans. However, some students may find themselves in a position where the financial aid offered doesn't cover the full cost of attending school.

SEP IRAs vs. SIMPLE IRAs: Key Differences and Considerations

When it comes to saving for retirement, there are several options for self-employed individuals and business owners to choose from. However, among these are two popular choices—the SEP IRA and SIMPLE IRA— each with its own set of advantages and considerations.

6 Options to Pay Down Medical Debt Not Covered by Insurance

Suppose you find yourself in a position where an unfortunate and unexpected illness has brought about hundreds or even thousands of dollars of debt that insurance isn’t going to cover. In that case, you’re likely looking into ways that you can pay off your medical debt. The good news is that you have a variety of options available to you, which we’ve compiled in this article. Depending on the amount of debt and your needs, one of these ways may fit the bill!

Refinancing Options

If you're a homeowner who could use some extra financial help, you may decide to refinance your home. Simply put, refinancing is when you replace your current home loan with another one.

From the Couch to the Caribbean: How to Save for That Much-Needed Vacation

Who doesn’t like going on vacation? If you’re like me and love to travel, you probably have a few destinations in mind of places you’d love to go; however, how often do you actually think about saving for these vacations? Unless you’re like my dad, who has a savings account specifically for vacations, you probably don’t think too much about saving for a vacation or how much money you need for one until it’s right before your trip.

How to Master Your Budget Based on Your Pay Cycle

Budgeting is a critical component of managing your finances. However, an often overlooked factor in budgeting is the impact of pay cycles. Whether you receive a monthly, biweekly, or weekly paycheck, it's important to understand how your pay cycle affects your overall financial plan.

Revamping Your Debt Management Plan for Federal Student Loan Repayment

If you have federal student loans, you're likely aware of the payment and interest freeze that has been in place since March 2020. With payments set to resume in October of 2023, you might be looking ahead and wondering how best to prepare.

Beware of Student Loan Debt Relief Companies

If you’ve borrowed federal student loans, you may have had third-party debt relief companies reach out to you with the promise of forgiving your loans. However, it’s important to understand the potential dangers of interacting with these companies.