Certificates of Deposit

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Enjoy the benefits of a CD from HACU:

  • Competitive Rates guaranteed for the term of your certificate
  • Variety of Fixed Terms:  Flexible terms ranging from 6 to 60 months.
  • Low Minimum Deposit: Open a Certificate of Deposit (CD) with just $500.

 

 

 Visit a branch, call us at 800.942.0158, or send us a product inquiry email.

OPEN A CD TODAY

 

CERTIFICATES

*% as high as

Rate

3.93%*

APY

4.00%*

 
Certificates:

Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.

*APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Rate listed is accurate as of 12/1/2025 and is subject to change at any time. Rate quoted of 4.00% APY applies to minimum CD balance of $25,000; for CD balances below $25,000, 3.80% APY applies. Compounded monthly; paid monthly. $500 minimum to open an account. Penalties apply for early withdrawal: 180 days dividends calculated on the amount withdrawn. Penalty may reduce earnings. At maturity, 13-month certificates will automatically renew for a term of 12 months at the prevailing rate. Terms and conditions may apply. Limited Time Offer. Please contact a Member Service Representative for details.