Certificates of Deposit
A versatile and secure way to save for the future.
Maximize your savings with a Certificate of Deposit (CD), a secure and reliable way to grow your funds. CDs offer competitive rates and fixed terms, typically ranging from a few months to several years, providing a predictable return on your investment. Whether you're saving for a wedding, a down payment on a home, or to send your kid to college, we've got a rate and term to help get you there.
Enjoy the benefits of a CD from HACU:
- Competitive Rates guaranteed for the term of your certificate
- Variety of Fixed Terms: Flexible terms ranging from 6 to 60 months.
- Low Minimum Deposit: Open a Certificate of Deposit (CD) with just $500.
Visit a branch, call us at 800.942.0158, or send us a product inquiry email.
OPEN A CD TODAY
Certificates:
Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.
The information provided here is not intended as tax advice. Consult a tax professional for the most current information and advice.
*APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Compounded monthly; paid monthly. $500 minimum to open an account. The rate listed is shown for the $25,000 tier. Penalties apply for early withdrawal. For accounts with a term to maturity that is less than 4 years, the penalty imposed will equal 180 days dividends calculated on the amount withdrawn. For accounts with a term to maturity that is equal to or greater than 4 years, the penalty imposed will equal 360 days dividends calculated on the amount withdrawn. Penalty may reduce earnings. At the time of maturity, certificates will automatically renew for the same term at the prevailing rate.
Terms and conditions may apply. Rate quoted of 4.89% / APY 5.00% is for the 24-month certificate/IRA and is subject to change, at any time. Please contact a Member Service Representative for details.
