Certificates of Deposit
A versatile and secure way to save
Certificates of Deposit
Earn competitive dividend rates over terms between 6 and 60 months. Open a CD with as little as $500 and when your CD reaches maturity, it will renew automatically for another term at our current rate as of the maturity date unless you indicate otherwise. Note, as with all Certificates, there is a penalty for early withdrawal.
Interested in opening an account? Visit a branch, call us at 630.276.5555, or send us a product inquiry email below.
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Certificates:
Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.
The information provided here is not intended as tax advice. Consult a tax professional for the most current information and advice.
*APY=Annual Percentage Yield reflects the effective rate earned due to compounding of interest. Compounded monthly; paid monthly. $500 minimum to open an account. The rate listed is shown for the $25,000 tier. Penalties apply for early withdrawal. For accounts with a term to maturity that is less than 4 years, the penalty imposed will equal 180 days dividends calculated on the amount withdrawn. For accounts with a term to maturity that is equal to or greater than 4 years, the penalty imposed will equal 360 days dividends calculated on the amount withdrawn. Penalty may reduce earnings. At the time of maturity, certificates will automatically renew for the same term at the prevailing rate.
Terms and conditions may apply. Rate quoted of 3.93% / APY 4.00% is for the 24-month certificate/IRA and is subject to change, at any time. Please contact a Member Service Representative for details.
