Earn more with our Totally Free Checking account.
You have enough to worry about. Keeping a minimum balance or monthly service fees for your checking account shouldn't be one of them. That's why we have our Totally Free Checking account.
This totally free account comes with:
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4.50% APY* through the end of the year to celebrate our 45th anniversary (3.00% APY after the promotional period)
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24/7 access to your money with digital banking
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Points earning debit card that can be redeemed in for cash or gift cards
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Free fraud monitoring
OPEN AN ACCOUNT
Why HACU
As a credit union we offer all the services of a bank without the loyalty to shareholders.This allows us to offer rates of savings that surpass market standards, loan rates that are below average, and loan underwriting policies that are more flexible.
We're committed to helping all of our members bank healthy.
OPEN AN ACCOUNT
*Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions. APY = Annual Percentage Yield. Business Checking accounts are not eligible for the high interest return. The Dividend Rate and APY listed is effective 10/1/2024-12/31/2024, and subject to change anytime thereafter. No minimum balance required to earn the 4.50% APY. Monthly requirements to earn 4.50% APY: Direct deposit equal or greater than $500, a minimum of 12 Debit/Check Card transactions per month (Pending transactions and ATM transactions not included), enroll in My247, login once monthly, and consent to receive e-Statements. Balances up to $10,000 will earn the stated rate and the portion of the balance over $10,000 will not earn dividends. Fees could reduce earnings. Terms and conditions may apply.
