*Open to eligible non-members who are legal U.S. residents 18 years of age or older, unless prohibited by law. Existing members are not eligible for the offer. One entry per person. Offer valid 07/01/2024 – 07/31/2024 (offer period). New credit union membership must be opened by 08/05/2024 to be eligible for the offer. Non-members that do not open a new membership, do not qualify. Receive $50 and one (1) entry for opening a new HACU membership using promo code WELCOME and direct depositing at least $50 into the primary savings account in the first 30 days of account opening. Upon HACU validation of account opening and direct deposit criteria, a $50 Welcome Deposit will be deposited into your primary savings account no later than 10/20/2024.
1Grand Prize is one (1) $1000 deposit. One potential winner will be determined and announced from among all eligible entries received in one random drawing to be conducted on 09/20/2024. That winner will be notified by phone or email. $1000 Grand Prize Payout will be deposited into the winners’ new HACU primary savings account within 30 days following the drawing (no later than 10/20/2024).
2APY = Annual Percentage Yield. Business Checking accounts are not eligible for the high interest return. The dividend rate and APY may change at any time. No minimum balance required to earn the 3.00% APY. Monthly requirements to earn 3.00% APY: direct deposit equal or greater than $500, a minimum of 12 Debit/Check Card transactions per month (Pending transactions and ATM transactions not included), enroll in My247, login once monthly, and consent to receive e-Statements. Balances up to $10,000 will earn the stated rate and the portion of the balance over $10,000 will not earn dividends. Fees could reduce earnings. Terms and conditions may apply.
A person seeking Credit Union membership must also meet at least one of the criteria found at https://www.hacu.org/membership-benefits/am-i-eligible/. No purchase necessary to enter or win. A purchase will not improve the persons chances of winning with an entry. All entries have an equal chance of winning. Odds of winning depend on the total number of entries received. HACU reserves the right to validate the winning entry. HACU decisions are final and binding on all matters relating to this offer. HACU, at its discretion, may terminate, modify, amend, or suspend this promotion in anyway, at any time, for any reason without prior notice. Participants agree to release, discharge, or hold harmless the sponsor, it’s respect of parents, affiliates, subsidiaries, and others, engaged in the development and creation of this offer from any liability, claims, losses, and damages arising out of or relating to their participation in this offer, or the acceptance, use, misuse, or possessions of any prize received in this offer. HACU employees and immediate family members are not eligible to participate. Offer subject to change without notice. Terms and conditions may apply. Void where prohibited. Please contact a Member Service Representative for details.
Tax Reporting: Grand Prize Payout and Welcome Deposits may be subject to tax reporting, where required by law. The recipient is responsible for any federal, state, or local taxes on rewards and payouts. Please contact your tax advisor for proper reporting procedures. HACU may be required to report Grand Prize Payout and Welcome Deposits to tax reporting authorities.
Funds are insured up to $500,000. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). An additional $250,000 is insured by Excess Share Insurance (ESI), a subsidiary of American Share Insurance, the nation’s largest private deposit insurer for credit unions.
